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Articles in Database: 284
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Debt-Relief Index


Read about Debt-Relief on erreur404.info. We specialize in Debt-Relief. As part of Debt-Relief your website, you also need to be aware of all everything out there so we are provideing these articles for you as reference.

  1. Debt Elimination Is The Key to Financial Freedom By Erwin Tjong
    If you want financial freedom, the first thing that you will need to do is to get rid of your debts. After all, as long as you owe money, you can't consider yourself to be financially free. This is due to the fact that the money you will earn in the future won't actually belong to you, as you'll have to put it toward paying off debts in the past.While there are plenty of other issues involved in becoming financially free, you're going to need to work hard to get out of debt first if you want t…


  2. Free Debt Management Services Compared By Carrie Reeder
    Debt plagues millions of people all over the world. Debt can be a positive thing. For instance, if we never had any debt we would never be able to buy a house or a car. Debt is necessary in many cases, but for some people it can get out of hand. There are many free debt management services available to the public. Each service offers various advantages and perks unique only to their company. Here, several free debt management service characteristics have been compared to give you an idea of wh…


  3. How To Repair Your Credit & Improve Your Credit Score - Even If You Are Not A Financial Expert! By Kris Bickell
    If you have less than perfect credit, and you've ever tried getting a loan or credit card, then you know just how much poor credit can cost you.So, the next step to getting yourself completely out of debt is learning how to clean up your credit file!Many people think that by paying on time they automatically have "perfect" credit.But that's not always true - if you have too much credit available to you if can hurt your credit, even if you don't use all of it. So can having high credit card bal…


  4. Start Small and Your Wealth Will Get Bigger By Stephanie Yeh
    We’ve all heard the phrase, “You have to start somewhere.” Nothing could be truer of creating wealth and prosperity in your life. Sometimes the idea of becoming wealthy can seem so overwhelming that we don’t know where to begin. After all, if we’re up to our eyeballs in debt or barely making it, how can we possibly think about getting wealthy?Start small. This is one of the greatest wealth creating habits. If an oak tree can spring forth from a miniscule acorn, a money tree can certainly grow …


  5. Getting out of debt is a decision, and it’s the right decision! Get yourself out of debt today! By David Kuvelas
    Our society encourages debt, it really does. How so? Simply put, we are encouraged to borrow money, to live beyond our means, to gratify ourselves now so that we can have it all and be happy. But are we happy being in debt? Do we truly get gratification from spending now and paying more money in interest later? Or have we all been brainwashed into living a life full of debt, so that somebody else could make their money from our debt?The answer to these questions is yes, we indeed have been bra…


  6. The Human Side - Debt Stress By Ken Austin
    In all the technical discussion you hear about credit card debt, the best ways to manage it and pay it off and all the rest, one thing goes largely ignored. Credit card debt is extremely stressful, and can have a very negative effect on your life, if you let it. It's as bad as an addiction, always hanging over you, bringing you down, making it hard to life your life the way you want to. In this article, we'll take a look at how you can recognise debt stress, and what you can do about it. Th…


  7. Settle Your Debts the Easy Way By Sarah Jones
    The process of contacting creditors directly or through a third party and negotiating for a lump sum payoff of your debts is known as debt settlement.Benefits of debt settlement You can reduce your principal debt amount by around 40% to 60%. Eliminate your late fees, lower your APR. Repay your debts within your chosen time span.The debts charging higher interest rates are the ones that need to be settled first. This will make the most dramatic change in your monthly budget. Generally a credit…


  8. Debt Settlement : What You Need To Know By Alan Barnes
    Debt Settlement companies work with your creditors to help you reduce your unsecured debts though arbitration and negations. The important thing to realize about Debt Settlement is that it is a different type of program than Consumer Credit Counseling or Debt Reduction. Traditionally, these types of programs work with your creditors to lower your interest rates. Debt Settlement companies work with your creditors to reduce your credit card and unsecured debt balances, sometimes by as much as 40…


  9. What if Debt Collection Was Not Necessary? By Lance Winslow
    What if everyone paid their bills? What if you never had to worry about getting stiffed on the payment for products or services you already rendered in your small business to customers that you thought you could trust?What if large corporate accounts you had actually paid you on time? What if you did not feel like their bank, each time you called their accounts payable department to collect on a late check? What if the large corporations did not use their vendors as a bank stringing them along…


  10. Eight Ways to Consolidate Debt By Annette Leahy
    Next to winning the lottery, a debt consolidation loan is a debtor’s dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn’t always easy. If you have a lot of debt, it can be hard to find a consolidation loan at a lower interest rate. And if you’re not careful, you can end up deeper in debt than when you started.Your goal in consolidating your debt should be to lower your overall costs. To…


  11. Budget the Luxuries First! By Andy White
    Strictly speaking, his advice was preceded by another Heinlein maxim as well. "Sovereign ingredient for a happy marriage: Pay cash or do without. Interest charges not only eat up a household budget; awareness of debt eats up domestic felicity." Today, that advice gets abused eight ways to Sunday, as the average household is currently carrying credit card debt to the tune of over $10,000. Assuming an interest rate of 18%, this works out to about 150 bucks a month going to the credit card comp…


  12. Credit Card Debt - The Debt Problem No One Wants to Talk About By Lynette Edgecomb
    How many people when they got their first credit card jumped up and down for joy? Come on now, I see you all raising your hands!The following story may sound all to familiar to some:You have a good decent paying job, finally. Now it is time to trade in that old clunker of a car that barely gets you to work and back. You go to the car dealership and find the car of your dreams! You talk to the salesman and he works the numbers. He can give you $1000.00 for your old clunker car. He will use the …


  13. Dealing with 'Thing'itis By Dan Goggins
    Debt is quickly becoming an epidemic in America. However, through the past 50 years, America has not seen such large domestic growth. Its citizens have higher salaries now than their predecessors, yet personal debt continues to rise.Why is this happening? I believe that the number one reason of increasing personal debt is a disease that I call thingitis.What is Thingitis?It is a disease characterized by the insatiable appetite of the common citizen to have more and more things in their home. A…


  14. Pay Off Your Student Loans and Reduce Your Debts By Ken Austin
    Financing a college education is one of the more expensive debts you may incur. Student loans can take years or even decades to pay off. Making late payments or missing payments all together can result in a poor credit rating and collections on your accounts. Millions of people have found themselves owing large sums of money due to student loans and other unsecured debts. Finding a way to eliminate your debts and pay off student loans is the primary thought on the minds of many people.For …


  15. Two Ways To Debt Relief By Terje Ellingsen
    There are many debt relief programs out there both off line and online. Sometimes it can be difficult to chose one from the other. To make a reasonable choice, you need to know your specific debt problem for example student loan debt, credit card debt or several small loans with high interest rate, which in it's turn definesthe requirements to the debt management program If you know this, you can find the right program for you. There are roughly two main types of debt reduction programs; Deb…


  16. Creating A Realistic Budget By Ramona Creel
    Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a budget together, we get cold feet. Budgeting doesn’t have to be so painful, when you have a systematic series of steps to follow.SET YOUR FINANCIAL GOALSAs with any other area of your life, it’s pointless to start down a financial …


  17. Slowing Spending - The Key To Your Debt Plan's Success By David Wilding
    Anyone who embarks on a debt reduction program should know the rules for success. There are two. You need to stop adding to your debt. You need to find extra money to pay it off quickly.You also need to know the deck is stacked against you. The sellers of goods and services have gobs of information at their fingertips. They know where you live. They have a close approximation of your income. They are aware of your interests. They also know your buying habits.The information to which th…


  18. How to Deal with Bill Collectors By Christopher Cooper
    So you’ve screwed up. You’re drowning in debt. Maybe the credit card was burning a hole in your pocket and you just had to get the HDTV. Or maybe you or a family member had a medical emergency while you we laid off. It doesn’t matter to your creditors; they lent you the money and now they want it back.The lender will try to work with you for a while and its best to try to negotiate with them at this stage. If you can’t work something out or just don’t pay, they will send your file to either an…


  19. Different Ways Of Dealing With Debt By Dennis Cary
    Bills, creditors, debt collectors. Are you yearning for the days when all you had to worry about was the money in your piggy bank? If so, you are far from alone. Whether its illness, loss of a job, or simple overspending, it happens to the best of us. But that doesn’t mean your financial situation needs to go from bad to worse.Steps You Can Take To Regain Control When Finances Get Out Of Hand...Developing A Budget: Start by doing a realistic assessment of how much money comes in and how much y…


  20. Ten Ways to Get Out of Debt By Nathan Dawson
    1) Use your AssetsIf you have assets with some significant equity, such as a home or a car you may be able to use these to get control of your debt. For example, you could get a loan on your home sufficient to pay off your debts. You could be saving a considerable amount of money on interest if you pay off high interest credit card debt in return for lower cost debt.If you have a car, consider selling it, paying off your debts and buying a cheaper car. Be careful though! Your don't want a "che…


  21. Assess Your Financial Attitude and Eliminate Your Debt Forever By Carmen Shearer
    Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...I consider myself out of debt when:1.I don't owe anyone anything 2.I don't owe anyone, except for a mortgage and a car loan 3.I could pay off my credit card debts at any time 4.I'm making all my minimum monthly payments on timeIf my friend told me he had several credit cards with all zero balances, I would think:1.He's very disciplined 2.I should ask him for some tips …


  22. Is Independence Overrated? By David D. Wells
    Happy Independence Day from The Money Motivator!If you don't celebrate "The 4th of July" like we do in the United States, today still presents you with an awesome opportunity to examine your independence.Independence means the quality or state of being dependent. The word dependent means not subject to control by others, according to Merriam-Webster Online Dictionary.A full 95% of the world will NEVER know what it feels like to have true independence. True independence involves being free fro…


  23. The Road to Debt Relief By Katie Spencer
    Living with debt is not something someone hopes for, but it happens and it usually becomes far more severe than it should before something is done to eliminate it. Once many individuals realize they have a problem with debt, they are too embarrassed to ask for help so they let themselves dive further into debt. Being embarrassment and ashamed are regular emotions many encounter when they realize they are in debt however you are not alone so you shouldn’t feel embarrassed.Everyday people get…


  24. Financial Freedom In 5 Steps By Larry Holmes
    Financial freedom is a goal that we all have. I have been a financial advisor for many years. And over the years I have worked with literally thousands of people in helping them to become financially free. I know what works and what doesn't work. Here's what works...Get out of debt and stay out of debt It seems like everybody should know this one by now. But since in the U.S. the percentage of household debt to household assets is the highest in history (and setting records every month), I gue…


  25. Save Money When Going Out By Gregory Thomas
    It seems as though whenever we go out for the night, it costs much more than we originally intended to spend. Having a 'night on the town' shouldn't cost you a whole weeks salary.Keep in mind that the amount you spend is directly related to the place you go and what you purchase. If you are attending an opera with private balcony seats, followed by an elegant candle-lit dinner . . . . plan on spending more than forty dollars.However, many activities can be a lot of fun and not cost much money …






  26. Article Index: | 1| 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12

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