spacer
spacer

Articles in Database: 324
spacer
spacer



Personal-Finance Index


Read about Personal-Finance on erreur404.info. We specialize in Personal-Finance. As part of Personal-Finance your website, you also need to be aware of all everything out there so we are provideing these articles for you as reference.

  1. Don't Let Your Personal Loan Become a Personal Moan By Rachel Lane
    Most of us have been in a position at some point when we simply have had insufficient funds to pay for something. This could be car insurance/repairs, course fees, holiday, Christmas presents, electrical items or even the weekly shopping. According to Credit Action, 2.4 million personal loan agreements were recorded in the first quarter of 2005, totalling £13.5 billion. The national debt education charity reported that 30% of the personal loans were for cars, 24% for home improvements and 2…


  2. Social Security: Will It Be Enough For Retirement? By Dakota Caudilla
    Social Security retirement benefits are based on three major factors: you current age, your age when you begin receiving benefits, and your past earnings.You are free to stop working and start receiving Social Security benefits anytime between the ages of 62 and 70. But you age impacts on how much you will end up getting. In the past, you would expect to get your full benefits once you hit that magical age of 65. But that's not quite how Social Security works now.There are many sources of info…


  3. Succession Planning By Mandy Nield
    Have you ever thought about what you are going to leave your children when you pass from this earth? Wouldn’t it be a great feeling to be able to give them a really good head start in life – without actually spoiling them?It really doesn’t matter how old you are, it’s something that you need to be thinking about and planning for now. In the process of planning your inheritance and blessing your children, you are really making YOUR life better and more financially secure because you’ll enjoy …


  4. How to Draw a Personal Budget that Works By Abdallah Khamis Abdallah
    Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs. Planning your personal financial affairs through prioritization of needs and budgeting income and expenses is the best way to achieving success in managing your financial affairs.It is importa…


  5. Organization Reduces Late Fees and Overcharging By Taffy Wagner
    Debt is a subject that no one likes. Once you are out of debt, you make a commitment to yourself not to return to that place. One morning you are sitting in your home and the telephone rings. Lo and behold, it is a creditor on the other end of the phone stating that you have a remaining balance on an old collection bill. The attitude that comes through the other end of the phone is one of harsh. “Why didn’t you pay the bill?” Not an attitude of compassion for whatever situation you may have be…


  6. Guaranteed Online Personal Loans By Christian N
    Guaranteed personal loans can be used for a number of things from vacations to a new home entertainment system. Guaranteed online personal loans can be used to pay off high interest credit cards. Many credit card companies will raise the interest fee drastically even if you miss or are late on one payment. Guaranteed personal loans might even be used to start a small business. This would be a great investment if you have an entrepreneurial spirit. On your fist Guaranteed online personal loans,…


  7. The Changing Shape of Family Finances By Rachel Lane
    Super-mumsIt seems that the proof of maternal efforts is no longer found in the pudding … it’s in the spending. Women are increasingly outsourcing personal grooming tasks and the pressure of looking good, feeling healthy, maintaining a tight ship and IQ level has meant that housecleaning and gardening are again fashionable methods to promote the family brand; housewifery is now a career, with all the attitude of 21st century post-feminism. It emerged in a recent BBC report, that a new type o…


  8. Save On Food - Ten Tips By Steven Gillman
    To save on food, be an opportunist. Buy what you like, but buy on sale. Do you need oranges every day? Buy them when they're cheap, then buy grapefruit or orange juice when it's on sale. Opportunism is the key to low-cost living in general. You get everything you like, and lots of variety, because everything goes on sale once in a while. Here are ten more ways to get cheap food.1. Stock up during sales. We recently bought 20 or 30 cans of tomato paste on sale for 10 cents per can. That's cheap…


  9. How Banks Can Help You Improve Your Personal Finance By Sarah Thomas
    If any institution is known for managing finance, it is banks. This is why many people seek advice about personal finances from professionals at their local bank. Banks can provide you with personalized finance solutions. They can help you better manage your finances.Talking to a bank advisor can often help you find out what financial solutions are available and how can these solutions can work to your benefit.In order to boost your confidence in your personal finances and your future, you…


  10. Start Your Retirement Planning Now By Terje Ellingsen
    Retirement planning should be an issue that everyone should be concerned about, no matter the age. Unfortunately many people don't face this important part of their personal finance planning before they are forced to, which in most cases means when they are about to retire. The earlier you start, the better your opportunities, security and financial freedom you gain when the time comes for you to retire.There are basically two ways of financial planning for your retirement regular payments …


  11. Your Money, My Money By Kenneth Hoffman
    Are you a married couple who fights about money?The old adage that the work fills the time available is also true with money. No matter how much we have, there is never any left over. More important is the fact that many couples argue about whose money is spent for what. These arguments can turn nasty and divisive.One simple solution is for the couple to agree that no matter who brings the money into the household, it all should go into one kitty. One joint checking account and one joint s…


  12. How To Survive The Grocery Shopping Blues By Barry Ferguson
    If you are the normal consumer, then you've probably experienced the Grocery Shopping Blues. Most supermarkets use this trick to their advantage to squeeze more money out of their customers and turn a tidy little profit for themselves.Grocery shopping should be a pleasant experience, but too often, consumers let it get the best of them and they end up getting frustrated. It doesn't help that they don't put themselves in a position to make things easier.To get the most out of your shopping exp…


  13. Bad Credit First Time Home Buyers By Lorna Mclaren
    If you have a poor credit rating and want to buy your own home then you are one of thousands of people who are classed as bad credit first time home buyers. Fortunately, you are not alone as many people have acquired a bad credit rating through life circumstances and it is happening to more and more of us every day. Financial institutions used to refuse to offer loans to bad credit first time home buyers but that is rapidly changing, in your favor.There has been an explosion in the number of c…


  14. Menu Planning: The Key to Food Savings By Ellen Ferlazzo
    Menu IdeasSometimes the hardest thing about eating at home every night is deciding what to cook for dinner! Here are some sample menus to stir your imagination. You might make your own list of favorite combinations so when you're brain-dead but need to plan anyway, you can choose menus you know your family liked. When I started out, I found it very helpful to plan my week's worth of meals and make the grocery list from that. I learned to reserve one night for experiments or leftovers or just e…


  15. Developing a Budget? Watch Out for Those Budget-Bursting Gremlins By Douglas Hanna
    If you’ve developed a household budget to get your spending back in line or to just reduce stress, good for you! Creating and sticking to a budget isn't easy by all means. But it represents the best way by far to manage your finances so you can relax and worry about other things.A budget can also be a very useful tool for ending financial arguments -- assuming that you and your spouse agree how much to allocate for each of the categories in your budget.The big categories are usually the easy …


  16. Save Your Money, Don't Give to Charity Scammers By Dawn Cadwell
    **If it's Spam, it's a Scam!- If it sounds too good, if it shows up in your bulk folder or your spam folder - don't touch it, just delete it**Check out the charity- You can find some charity info at the BBB site www.give.org** There is no deadline to give- Take you time. Charities don't have deadlines, but scammers do to stay under the radar. Tell them you will think about it. If they use high pressure tactics, they aren't worth it and more than likely aren't legit.**Ask Questions- Found out t…


  17. Finance Guide Basics By Mansi Aggarwal
    Every one or rather almost every one in this world would definitely want to have his or her future secured. Thus, every person who earns even a bit would like to save some of the money and this is where the topic of personal financial management comes into picture. Whatever be your purpose of saving money, it needs to be regulated and updated.Investment in stock markets is one option for the same. With the advancement in technology and thereby, in means of communication (for instance, the inte…


  18. 10 Tips To Save Money When Dining Out By Gregory Thomas
    Here are some tips that can help you save money when dining out. Keep in mind that these tips are intended to help you save money when dining out at a restaurant type setting. In other words, these tips will not be related to fast food establishments for their food is already priced reasonably.10 TIPS TO SAVE MONEY WHEN DINING OUT1. If you can choose the time of day, breakfast meals are usually lower in cost. If that's not possible, dine out during lunch or brunch time, which tends to be cheap…


  19. Live Green; Save Green! By Matthew Clement
    Have you seen the recent article on a new “green” residential high rise in Battery Park? It’s called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of cost saving and environmentally-friendly features of the building:http://www.batteryparkcity.org/concept/greenThe article got me thinking of ways to help you personally benefit from being environmentally-friendly, without having to re-locate! I’ve come up with two areas worth consideration.(1) Tax…


  20. Budgeting Before Buying By Dina Harbour
    With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home.I happen to live in a state with one of the highest foreclosure rates in the country. I was so shock to learn that many people loose their homes within the first couple of years. I wondered why so soon. Sure the economy is not the best and people are getting laid-off and having h…


  21. Saving Money On Gas By Joseph Garrio
    I'm the owner of an auction website and work full time in a blue collar job, so what makes me an expert in gas saving tips? For the past 12 years I've been driving an average of 30,000 miles a year. That's a lot of money spent on gas and whatever amount can be saved definitely adds up over time.The biggest way to save on gas is to consider a change in your daily driver. I recently traded in my V6 Honda Accord for a 4 cylinder Civic. This one change alone saves me approxiately $55 a month …


  22. Simple Ways to Save By Brook Noel
    Who couldn't use a few extra dollars in the bank? Chances are you could be saving more by practicing a few penny pinching ideas. Check out the following list and see which ideas can help you get a little more bang for your buck.INSURANCEWhen you receive your renewal notice it is time to begin comparison shopping. Spend an hour researching insurance rates. Ask your friends from whom they get their insurance. When I took some time to shop auto insurance I reduced my annual rate by $600.00 and re…


  23. Let's Get Started on Financial Planning By Joe Kahler
    This is the one we all do, right? We plan financially for our futures by investing, saving budgeting or all of the above. We deprive ourselves of that new car, new house, big boat, new motorcycle, new furniture, etc, etc, etc. We do all this because we’re good financial planners and we want to plan for that rainy day. Actually, financial planning is a smart idea. If done right, we may be able to plan for our financial future and still have a little fun today.Probably the most important st…


  24. Top 10 Ways Managing Your Money Is Just Like Riding a Bike By Sherrill St. Germain
    An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance. Having watched Lance Armstrong pull off the win for 7 years in a row, I’ve compiled this list of the Top 10 Way…


  25. What’s New in Checking – From Designs to Photos By Robb Ksiazek
    Just about everyone has a checking account. Checks present easy ways to make payments and they have simply become a way of life. Most checking accounts are pretty much the same, but there are some ways that you can make the most out of your personal checks.For years, there have been many companies that print personal checking supplies. They’ve been for sale at the bank, through the mail, and on the internet. Each check printer has developed their own designs, while sharing some similaritie…






  26. Article Index: | 1| 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13

spacer spacer spacer
home | Site Map