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Structured-Settlements Index


Read about Structured-Settlements on erreur404.info. We specialize in Structured-Settlements. As part of Structured-Settlements your website, you also need to be aware of all everything out there so we are provideing these articles for you as reference.

  1. What If Structured Settlements Did Not Exist By Lance Winslow
    We have all heard of the people who win the lottery and they are broke within a few years? It is amazing really how unfortunate this really is. In fact it is all too common. Did you know that this is the very reason for structured settlements in lawsuits to help the person awarded the settlement a payment over time, so they can exist without blowing all their money. Of course this may not be such a good idea if the person is trying to buy a house and cannot come up with the down payment or nee…


  2. What is a Structured Settlement By Amit Laufer
    A Structured Settlement is an agreement between a personal injury victim ( a Plaintiff ) and an Insurance company ( the Defendant )to compensate the Plaintiff by the defendant with long term periodicpayments instead of a single cash lump sum.Payments can be tailored to each individual plaintiffs needs, to help meet expenses such as on-going medical and living expenses, education, children needs & support etc’ The fixed annuity payments are tax-free to the claimant, a cost-of-living adjustment …


  3. Individual Voluntary Arrangements. IVA By Michael Sherriff
    What is an IVA?There is an alternative to bankruptcy called an "Individual Voluntary Arrangement" (IVA). This is a formal arrangement through the county court to pay an agreed amount off your debts over a shorter period. This usually means paying a high monthly instalment over 3 to 5 years. The rest of the debts are written off. Some IVAs are set up on the basis of using a lump sum to make offers to the creditors rather than make monthly payments. Some IVAs are a mixture of both.Is an IVA suit…


  4. Structured Settlements Offer Advantages over Lump-Sum Payments By Charles Essmeier
    A structured settlement, which offers injury victims cash payments through a long-term annuity as compensation for their damages and medical expenses, offer a number of possible advantages over payment in a lump sum. While the lump sum payment is the traditional way for responsible parties to pay accident claims, the structured settlement offers payments over the span of an agreed-upon period of time. This length of time may span from several years up to the remainder of the life of the inju…


  5. The Cost of Not Having Money By Jason Rigler
    The self-esteem factor of not having enough money is underestimated. You know what I mean don’t you? The agony of financially struggling and the ecstasy of financial abundance are dramatically different moments in a person’s life. And I for one would choose the abundance over the struggling any day.A particular emotional challenge structured settlement and annuity recipients face is the dilemma of having money but not having access to it. You have money coming to you but it is out of reach…


  6. Options for Lawsuit Settlement Winners Receiving Periodic Payments By Jason Rigler
    On January 22,2002, President George W. Bush signed into law a bill that protects individuals who must sell their structured settlement payments to meet unplanned financial needs. H.R.2884Victims of Terrorism Tax Relief Act of 2001 (Signed by the President January 22,2002)) Under a structured settlement, a lawsuit plaintiff will not receive compensation in one lump sum but will receives a periodic stream of payments according to the terms of the structured settlement. This bill makes it manda…


  7. Structured Settlement – Guaranteed Income for those with Disabilities By Charles Essmeier
    Up until twenty years ago, anyone who won a lawsuit as a result of a claim involving worker’s compensation, wrongful death or accident had to accept a lump sum payment as their compensation. The payment would be intended to be invested, with the beneficiary living off of the proceeds for as long as their recovery was expected to take. In many cases, this type of settlement works fine, but in other cases, the results are a disaster.It is difficult enough for someone who has been through the t…


  8. Life Settlements Are a Way to Expand on Your Legacy and Your Heir's Inheritance By Troy Kimmel
    The cost of life insurance has changed drastically. The coupling of longer life expectancies and lower morbidity tables has resulted in some of the lowest premiums in recent history. It is a fact that seniors are living longer, and insurance costs have been adjusted accordingly. What this means is that many current life insurance polices have become inefficient or outdated when compared to new issues that could be providing larger benefits with less premium. Life settlements are becoming i…


  9. The Cash Now Question By Jason Rigler
    If you have ever been in a bind for cash you know the stress, the weight of not being able to pay your bills. In these desperate times, desperate measures are often taken. Expensive loans, overused credit cards, and a snowball of events quickly complicate your financial position. Once the collectors begin their relentless pursuit of your sanity, the road to financial prosperity seems a million miles away. On the scene arrives your hero, the “Cash Now” guy.The “Cash Now” guy says he can bu…


  10. Structured Settlements – Should You Sell Yours? By Charles Essmeier
    In recent years, it has become more common for victims of accidental injury who accept a settlement from the at-fault party to accept a structured settlement instead of a lump-sum payment. With a structured settlement, the injured party receives payments over an agreed-upon length of time – five years, ten years, or even a lifetime, rather than receiving payment up front in a lump sum.There are advantages to this for both parties. The injured party may require constant medical care, and the …


  11. If This Describes You, Don't Cash out Your Annuity By Jason M Rigler
    There are companies that purchase future payments. Personal injury settlements are often structured to pay out over time. As are a portion of lottery wins, paid via an annuity over a period of 20 or more years. There are companies, under the authority of state and federal regulations, that will accelerate future payments and pay out a lump sum of cash now.But, it is not the best choice for everyone. If any of the below are true about you, avoid selling.· No pressing financial need or oppor…


  12. Selling a Structured Settlement By David Springer
    With the countless web sites, advertisements, legal jargon and complex issues surrounding structured settlements, it is easy to become overwhelmed and frustrated when you are simply searching for answers and straightforward information. Whether you’ve received a structured settlement already, or if you are just trying to better understand them, you’ve come to the right place for sifting through the messy details.What is a structured settlement?A structured settlement is a series of guaran…


  13. Cash For Structured Settlements - The Smart Way By Amit Laufer
    For most people when they buy a house it is considered their life’s largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like annuity consultant and a lawyer specialized in this field in order for you to avoid painful costly mistakes. Here are some tips:- Think twice before you m…


  14. When Should You Not Cash Out Your Annuity? By Jason Rigler
    You should not cash out your annuity when it’s not in your best interest. Here are 3 reasons it might not be in your best interest; it’s too soon, you don’t have a good enough reason, it will cost you too much. Every day someone cashes out their annuity or settlement when it might not have been in their best interest. It’s an easy mistake to make when the call of money and burden of financial stress is weighing heavily on you. But read carefully and maybe you can avoid digging the hole deep…


  15. Making Backwards Choices By Jason Rigler
    I was reading this past week about a woman who lost 170 lbs in 9 months by eating backwards. She had breakfast for dinner and dinner for breakfast. She lost the weight without leaning on a typical diet plan. Her result, losing 170lbs, has lasted ten years. It’s not so much the weight loss that caught my attention, but the fact that she took responsibility for change in her life.This now size 1 woman didn’t go on a diet, she made a lifestyle change. Diet is a bad word. It represents a temp…


  16. Should You Sell Your Structured Settlement? By Matthew Keegan
    The courts have just awarded you a settlement in the amount of $1.3 million dollars for injuries you sustained while using the Widget Corporation's product. However, the terms of the settlement require that Widget pay you a small amount right now, with the remaining funds to be dispersed over the next 20 years. This "structured settlement" works fine for some people, but you have medical bills that need to be paid now. What can you do about it? Answer: you can sell your structured settlement …


  17. Structured Settlements Are Like Ants By Jason M Rigler
    Ants are powerful creatures. The powerful ant legs are able to lift 20 times their body weight, and run the equivalent of a man running as fast as a racehorse. Structured Settlements are strong agreements that turn an agreement to pay a plaintiff into an ironclad guaranteed structured award.Ants have powerful armor on their bodies, called an exoskeleton. Structured settlements have several layers of protection. Attorneys work to preserve fairness and best interest of affected parties. Insu…


  18. Structured Settlement: Deciding If This Is The Way To Go By Ken Austin
    Often, a structured settlement is one that offers the payment of funds owed in an agreed upon way. It works to allow individuals to receive payments of the money that is owed to them in such cases as a lottery winning or a personal injury lawsuit.A structured settlement also allows for the company making payments to pay in payments rather than in a large, lump sum. To decide if a structured settlement is the right choice for you, consider these factors. In many cases, a structured settlement…


  19. Lucky By Jason M Rigler
    Have you ever looked around and wondered how everyone is buying houses? Are they really doing that much better than you are? Maybe. Maybe not. Some people have gone deep into debt to purchase a home and are teetering on the brink of financial free fall. Others used creative unconventional financing to afford a home. There may be not-yet discovered risks and consequences to this type of home financing. But there is a fairly substantial group of people who were able to buy a house because…


  20. Consider a Structured Settlement? By John Jonas
    Structured settlements have been around for a long time however their popularity has steadily increased over the past 6 years. In 1999 only 7% of insurance settlements that were under $7,000 were completed as structured settlements. While we don't have hard data for the current year, the number is much higher now.Because of the fast increase in popularity of using a structured settlement as an option for lawsuits, many people are forgetting to consider the option of pursuing structured payme…


  21. How To Form a UK Limited Company By David Miles
    When starting a business, a large number of people go down the route of forming a limited company or, to give it its full title, a limited liability company.The alternative for someone starting up in business on their own is to trade as a sole-trader. There is less formal paperwork involved in going into business as a sole-trader, but a limited company can offer a number of advantages. These include greater opportunities to reduce the amount of tax your business pays, and increased protection …


  22. A Revolutionary Fundraising Opportunity -- Life Settlements By Jolene Fullerton
    Amid fundraisers’ growing concerns about the current charitable giving climate, dampened by the erratic stock market and shaky economy, a new fundraising opportunity has emerged – Life Settlements.What is a Life Settlement? A Life Settlement is the sale of an existing life insurance policy for a lump sum of cash that is more than the cash surrender value. A life insurance policy is property, like a car, house, stocks and bonds that can be legally sold in accordance with applicable laws. Thr…


  23. When to Sell Your Structured Settlement By David Springer
    A structured settlement often follows a life changing incident, whether it be positive or negative. Due to these circumstances, you may be faced with the need for a large lump sum payment rather than small monthly payments over a number of years. So, where do you turn? To a company that can buy your structured settlement from you and turn it into an immediate payment that you may use on whatever you see fit.Each individual has different reasons for wanting to sell their structured settlement, …


  24. A Structured Lawsuit Settlement Seemed Like a Good Idea at One Time By Jason Rigler
    You are receiving payments spread out over months, years, even a lifetime.  It's great when the money arrives but the payments are often too small or too spread out to really satisfy your needs.  Careful research could yield more of your cash faster. There are some half dozen financial institutions with the knowledge and resources to effectively advance your future lawsuit payments.While the rewards are obvious, the risks are not so easily understood.  Once you identify an annuity buyout fundi…


  25. Investing in Structured Settlements By Lance Winslow
    Often some derelict will be awarded some huge amount of money from a noble company due to a run away jury in a Kangaroo Court. Since many times the company paying the money out agrees on a structured over time settlement, the plaintiff of course is a lowly human and has lots of desires for riches and he has little if any cranial capacity to understand the enormous gift the courts have grated him as our nation turns in to a socialist quagmire of re-distributing wealth to those who do not deserv…






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